The article is an attempt to characterize the structure and organization of cooperative banking sector in transition and market economy building process. Adjustment processes carried out between 1993-2009 have led the stabilization of the economic and financial situation of cooperative banks and fulfilled all conditions in the scope of precautions supervisory standards. The paper presents also the position of cooperative banking against the polish banking system. The subject of analysis of the last part indicates the occurrence of impediments to activities as well as elements which may lay the foundation for further strengthening of cooperative banking market position.
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